La Marina Urbanisation New Build Property for Sale
Aspects that do not have to forget when you buy a home in Spain
Agree the final price your new home is not be the only payment you should consider when you launch the sale of a house
Paying entry, transaction costs, taxes or interest and linkages mortgage payments are just a few you should consider when you study your options to buy a home. If your decision between buying and renting a home focuses only on what actually compare mortgage would pay the rent fee you pay per month, you're making a big mistake.
In a sales transaction must take into account the extras that go with it but also calculate how the monthly payment of your mortgage loan would with an interest of Euribor different from today.
The initial payment
You should also take into account the entry, payment in cash (around 20%) to give to grant you the mortgage for 80% of the value of the home, or the costs associated with the operation, which can reach 15% price, such as payment to the notary, property appraisal or property registration.
Taxes.
In addition to other payments related to taxes, as the Stamp Duty (AJD) or Transfer Tax (ITP) with l annual IBI, the homeowners, home insurance or maintenance costs of housing.
Other costs asociated to the loan.
Currently, the mortgage market imposes certain links to the loan as contributions to a pension plan, expenses associated with the card, life insurance or car.
Now it decide whether more interested in taking these expenses or bet on rent.
